“Property for Sale in Newcastle-under-Lyme

Yes, absolutely, foreign nationals can buy property in the UK. The UK welcomes buyers from around the world, whether you’re based in the GCC, Asia, or elsewhere. You can purchase property in your own name or set up a company to hold it. There are no legal restrictions for foreign nationals.

Returns depend on location and property type. In cities such as Manchester, Birmingham, and Leeds, net yields typically range from 6–8%, particularly for new-build apartments and off-plan property investment in the UK. London yields are lower, about 3–5%, due to higher prices, but London’s long-term capital appreciation can offset this.

Most overseas buyers provide a deposit of 25–30% of the property’s value. If you use a mortgage or Sharia-compliant home purchase plan, the required deposit can vary depending on your circumstances and lender.

You should budget for:

- Service charge and ground rent (mainly for leasehold flats)
- Letting and management fees: usually 8–12% of the monthly rent
- Annual building insurance (unless included in the service charge)
- Maintenance and repairs
- Income tax on rental profits (with allowable expense deductions)
- Mortgage payments (if applicable)
 

Yes, we do. Every investment comes with comprehensive management, encompassing letting, tenant support, maintenance, and more. We only work with reliable, FCA-registered partners to ensure your property is well cared for.

You have several options:

- Buy-to-let mortgages (subject to eligibility)
- Sharia-compliant home purchase plans
- Cash purchases

We partner with specialist brokers who understand international buyers and can help you secure attractive financing to buy property in the UK.
 

Yes. UK banks such as Gatehouse Bank and Al Rayan offer Sharia-compliant finance in line with Islamic principles, meaning no interest. We work closely with these providers to support you throughout the process.
 

You’ll need to take into account:

- Stamp Duty Land Tax (SDLT) at the time you purchase the property, which includes a 2% surcharge for overseas buyers
- Income tax on rental income (after deductions)
- Capital Gains Tax (CGT) when selling, currently 18–28%, depending on your income

A good UK tax advisor is invaluable for planning.
 

Yes, many international investors choose this route. Forming a UK-registered limited company (SPV) can offer tax advantages, help with inheritance planning, and give you more flexible financing options. We can guide you through setting one up.
 

Certainly, you can visit in person, book a virtual tour or review our brochures and walkthrough videos. Many clients buy remotely after viewing everything online or through live Zoom tours.
 

Once you’ve chosen a property, completion typically takes 6 to 12 weeks. For off-plan properties, you pay a deposit to secure your property, then complete it when construction finishes, usually 12 to 24 months later.
 

We focus on high-growth UK cities, including:

- Off-plan apartments in regeneration areas
- Completed, tenanted buy-to-let units
- Student accommodation near top universities
- Prime London developments for long-term investment
 

Absolutely. We connect all clients with experienced UK-registered solicitors, tax advisors, mortgage brokers, and property managers, all familiar with assisting international property buyers and investors.